What to Know About the Motability Scheme

If you have recently joined the Motability scheme in the UK, you’ll know that you get way more than just a car. You get to enjoy the freedom that comes with having a release that is really worry free.

Getting a new car is a big decision and getting the freedom that comes with the Motability car is something completely new and very exciting. It’s important that you don’t gloss over the terms and conditions or frequently asked questions, however, because in your excitement it’s very easy to overlook some important information. Let’s take a look at some frequently asked questions about the Motability scheme so that you can know if it’s right for you.

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  1. How does the Motability scheme work? The whole idea behind the scheme is to offer the simplest and affordable way to run a brand new car for somebody who needs additional help. There’s no credit checks in this, and there are no lengthy forms to fill out, which makes it more accessible. The everyday running costs such as insurance, drivers, servicing and maintenance are all included in the weekly price of the lease too, so all you have to do is add your fuel and off you go.
  2. Can my partner use my Motability car for work? You can have up to three named drivers on your Motability car and generally the Motability scheme is designed to be as convenient as possible. With three named drivers on the lease, it means that you are able to act on behalf of an appointee or nominee, which means that you can use the car if you need to in the interests of the disabled person whose name is on the car. Your job is something that you do on behalf of the disabled person. Then yes, you can use it for this purpose.
  3. Am I eligible for this scheme? The simple way to check is to see whether or not you receive any of these allowances and have 12 months remaining on your reward. If you are in receipt of the enhanced rate of the mobility component of Personal Independence Payment, or you take the higher rate mobility component of the Disability Living Allowance or you take the higher rate mobility per component of child disability payments in Scotland. These are three of the components that could say that you are eligible for the scheme.
  4. What happens with PIP reassessments? If you’re currently in receipt of the Disability Living Allowance and you’re invited for a reassessment, as long as you’re successful in your application for the enhanced rate, you will still be eligible to join the Motability scheme. If you were a customer and then lost your allowance, you have the opportunity to buy the car if you want to, or you could return it without any further lease payments to worry about.

The Motability scheme is designed to be easy to manage. It’s important to ask as many questions as possible if you are looking to sign up. 


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